The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme continues to support crores of farmers across India through direct income transfers. However, many beneficiaries frequently face issues such as installment delays, eKYC mismatches, or status errors.
If your payment has not arrived or your application shows “pending,” this guide explains how to check your status, fix common eKYC problems, and avoid unnecessary delays.
What Is PM-KISAN and How Much Money Do Farmers Receive?
Under PM-KISAN, eligible farmers receive ₹6,000 per year, paid in three equal installments of ₹2,000 each. The amount is directly transferred to the beneficiary’s bank account through Direct Benefit Transfer (DBT).
The payment structure works like this:
annual support=3×installmentannual\;support = 3 \times installment
This ensures predictable quarterly support, provided eligibility and documentation are correct.
When Is the Next PM-KISAN Installment Date?
Installments are usually released every four months. While the government announces official dates separately, beneficiaries should monitor:
• Official PM-KISAN portal updates
• Government press releases
• SMS alerts linked to Aadhaar
If an installment is released but not credited to your account, the issue is often related to bank details or eKYC.
How to Check PM-KISAN Status Online
Checking your beneficiary status is simple:
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Visit the official PM-KISAN portal.
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Click on “Know Your Status.”
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Enter your registration number or Aadhaar number.
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Complete OTP verification if required.
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View installment and payment history.
You can see whether:
• Installment is “Processed”
• Payment is “Pending”
• eKYC is incomplete
• Aadhaar is not verified
Always ensure the website domain is correct to avoid phishing scams.
What Is eKYC and Why Is It Mandatory?
eKYC (electronic Know Your Customer) verifies the identity of beneficiaries using Aadhaar authentication. The government made eKYC mandatory to prevent duplication and ineligible claims.
Common eKYC completion methods include:
• OTP-based Aadhaar authentication
• Biometric authentication at Common Service Centers (CSCs)
If eKYC is incomplete, installments may be withheld.
How to Fix eKYC Issues
If your status shows “eKYC pending,” follow these steps:
• Use Aadhaar-linked mobile number for OTP verification.
• Visit the nearest CSC for biometric verification if OTP fails.
• Ensure Aadhaar details match PM-KISAN records exactly.
Common mismatch issues include:
• Name spelling differences
• Incorrect date of birth
• Bank account not linked with Aadhaar
Even small spelling errors can delay payments.
Common Reasons Why PM-KISAN Payments Get Delayed
Payment delays usually occur due to one or more of the following:
• eKYC not completed
• Aadhaar-bank linkage failure
• Inactive bank account
• IFSC code error
• Land record verification pending
• State-level approval delays
The approval process involves multiple verification layers, including state and central authorities.
If any data mismatch is detected, the payment is paused until correction.
How to Correct Bank or Aadhaar Details
To update details:
• Visit the PM-KISAN portal correction section.
• Contact your local agriculture office.
• Ensure your bank account is active and Aadhaar-seeded.
In some cases, corrections can only be processed through local officials, not online.
How to Avoid Future Payment Delays
Here’s a simple preventive checklist:
• Complete eKYC well before installment release.
• Ensure Aadhaar and bank account are linked.
• Keep mobile number updated.
• Verify name spelling across documents.
• Regularly check status online.
• Keep land records updated.
Proactive verification prevents last-minute panic.
What Does “FTO Generated” Mean?
FTO stands for Fund Transfer Order. If your status shows “FTO generated,” it means:
• Payment request has been approved.
• Funds are being processed for transfer.
After FTO generation, credit may take a few days depending on banking cycles.
What If You Are Declared Ineligible?
Some farmers may be marked ineligible due to:
• Income tax payer status
• Institutional land ownership
• Incorrect land record details
If wrongly marked, contact local authorities immediately with supporting documents.
Is PM-KISAN Safe and Reliable?
Yes. PM-KISAN operates through DBT directly into bank accounts, reducing middlemen. However, documentation accuracy is critical for smooth transfers.
Be cautious of:
• Fake calls asking for processing fees
• Fraud messages requesting OTPs
• Unauthorized agents promising faster release
The government never charges a fee for installment release.
Final Checklist Before the Next Installment
Before the next release cycle, confirm:
• eKYC status shows “Completed.”
• Aadhaar is linked with bank account.
• Bank account is active.
• No land record disputes exist.
• Mobile number is functional.
Most payment issues can be avoided with early verification.
FAQs
How do I check my PM-KISAN installment status?
You can check it on the official PM-KISAN portal using your Aadhaar number or registration number.
What happens if eKYC is not completed?
Installments may be withheld until eKYC is successfully verified.
How long does it take after FTO is generated?
Usually a few banking days, depending on the processing cycle.
Can I update bank details online?
Some corrections can be initiated online, but major updates may require visiting local authorities.
Is there any fee to receive PM-KISAN payments?
No. The scheme is free, and no processing fee is charged at any stage.